Early retirement

FIRE Calculator

Estimate your financial independence target and see how spending, savings rate, and time influence an early retirement plan.

FIRE 3 min Goal planning

What this tool helps answer

If you are aiming for financial independence, this tool helps turn a vague target into a more practical question: what level of spending, savings, and timeline are you really working with?

Use it after you know

  • Your current net worth and savings pace
  • Your expected spending in future years
  • Whether you want a lean, moderate, or flexible target